RISK & RESILIENCE / BENEFIT SOLUTIONS

Change / Project Management Services & Technical / Strategic Advisement

Services

Delivering technical / risk management advisement, business / crisis resilience guidance, group & individual benefits / duty of care counsel ------- Always mindful of the GAPS among operational efficiency, process functionality and company profitability!

InsuraGuest Customized Liability Protection for Hotels, Vacation Rentals & Guests

GapSpot! preaches the importance of building sound, business risk management processes and crisis resilience practices but always with an eye on business profitability. As an independent consultant and Relationship Manager for InsuraGuest Technologies Inc, GapSpot! offers an InsurTech solution to the hospitality and vacation rental market via the InsuraGuest proprietary SaaS platform. 

This solution -which requires no installation cost, protects each hotel guest from accidental in-room damage, theft of personal property, accidental medical expenses and accidental death & dismemberment by automatically adding an InsuraGuest policy to the guest folio that covers each guest and their room occupants.

Hotels can now transfer exposure to liability while automatically generating additional nightly revenue with a specialized guest policy that directly interfaces with the PMS. Additionally, hotels can save on any health claim deductibles, protect their risk/claims ratio and avoid any effect on annual premiums -all while conveniently addressing the needs of the guests.

Contact us for more information on how to set your property up with automatic guest coverage and additional nightly revenues.

 

Technical Project & Change Management Services; Business Continuity, Contingency & Disaster Recovery Planning, Operational Strategic Guidance

Global technical guidance, technology, process, project implementation and change management services that focus on the hospitality, restaurant and travel sectors in addition to insurance, healthcare, medical, legal and logistics industries. Technical consulting and solutions for hospitality and other industries in business disaster planning and recovery, continuity planning, technology auditing, IT compliance, IT governance and process efficiency -that are always focused on business profitability.

Targeted Cyber & Crisis Resilience Solutions to Protect Business Operations & Data, Operational Continuity & Company Reputation

General business insurance may help companies protect their financial assets, intellectual and physical property from a covered loss due to risks such as lawsuits, property damage, theft, vandalism and employee injuries and illnesses; however, today's malicious threats require much more protection and attended services than your plain vanilla, "cyber liability" and commercial policies. 

KEEP MALICIOUS ACTORS OUT -KEEP PRECIOUS PERSONAL DATA IN -MAINTAIN OPERATIONAL CONTINUITY & TOTAL BUSINESS RESILIENCY

Technical Solutions provides flexible commercial products and personalized service that protect your business with multiple levels of protection with proactive solutions for data protection, privacy compliance and responsive crisis management.

PROTECT BUSINESS DATA, ASSETS, REPUTATION, EMPLOYEES & OPERATIONS WITH CUSTOMIZED COMMERCIAL & PROFESSIONAL INSURANCE

*Data Breach/Cyber Extortion/Data Recovery Response -- Business & Dependent Business Interruption/System Failure Interruption -- Cyber Crime/Security & Media Liability

*Employee Practice Lawsuit protection for all Human Resource, Payroll & related situations

*Key Personnel protection for Directors & Officers; Errors & Omissions coverage for company processes & software

*Due Diligence services for business contracting for vendors including third party engagements

*Flexible commercial & professional coverage to meet the needs of any unexpected & potential problems where current accountability may be lacking

Group & Individual Healthcare Benefit Solutions with Comprehensive Coverages for Employee Duty of Care & Individual Security

Benefit management solutions that are designed to attract, protect and retain the best employees while also generating an overall positive impact to the business. 

Customized group major medical and ancillary solutions that will meet the needs of any business in satisfying its obligation to protect its employees while maintaining operational profitability with the implementation of cost conscience, flexible, fully-funded or level-funded options to meet every goal and budget.

Employee worksite and supplemental benefit solutions that provide duty of care to minimize out of pocket / out of network costs and help with daily living expenses or lost income situations if unable to work. A complete line of additional, sensible solutions to fill the gaps in major coverage or to provide more latitude in group plan selection and implementation. 

Dependable, competitive group products and services which can be employer defined contribution and/or employee paid as voluntary, pre-tax, options using convenient payroll deductions -always designed with the cost aware company in mind.

Individual Healthcare Products and Services (on/off exchange) also available to fill any remaining GAPS in coverage with full coverage products by a variety of carriers. Additional breaks in coverage can be accommodated with Short Term Medical situations that still satisfy Affordable Care Act minimum essential requirements. Over 65 security provided with Medicare Advantage or Medicare Supplemental solutions.

All individual solutions are personally designed to ensure peace of mind with trust in products that are fit to each person for overall security.